WealthSorted is a free weekly newsletter that reads the ATO fine print, runs the numbers, and tells you what actually matters for your money. No products to flog. No “wealth journeys”. Just the rules, the maths, and the odd laugh at the industry's expense.
Written for humans, not for fund managers. Five minutes each, fine print included.
Unused cap from the last five years can roll forward into this one, and the 2020-21 slice expires on 30 June 2026. Who has catch-up room without knowing it, how to check yours in myGov, and the maths on using it before the clock runs out.
Drawing a super pension while you're still on the payroll. Who actually saves tax from 60, and who just gets forms.
CentrelinkThe rates jumped twice since the freeze ended. The formula, the thresholds, and what $300,000 in savings now costs in pension.
SuperannuationSell the house, skip the usual caps. The conditions attached, and the Centrelink catch nobody mentions at the auction.
InvestmentBroad index, low fee, keep buying. A starter guide with the fees printed in large type.
InsuranceOne pays monthly while you recover, one pays a lump sum if you never work again. The claim rates say choose carefully.
RetirementThe $1 million figure is wrong for most people. The ASFA standards, and why the Age Pension changes the maths.
Built on real 2025-26 rates, caps and thresholds. No email gate, no “book a consultation”.
Where your balance lands at retirement, and what small extra contributions actually buy you.
Run the numbers → $2,400/yrtax saved sacrificing $10k at 39%Your marginal rate versus the 15% super tax. The gap is your saving, calculated instantly.
Run the numbers → $1,200.90max single Age Pension, per fortnightAssets test, income test, homeowner status: a quick estimate of your fortnightly payment.
Run the numbers → 21 yearshow long $500k lasts at $35k/yrHow long your savings survive your spending, with inflation doing its quiet damage.
Run the numbers → $253,800$500/month for 20 years at 7%The eighth wonder of the world, localised for Australian conditions.
Run the numbers → 10×income: a common cover rule of thumbDebts, income replacement, education costs, minus what you already hold. The honest gap.
Run the numbers →Every figure on this site is dated, sourced, and checked against the regulator that publishes it.
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